I earn $80,000 a year in dividends. Should I reinvest, or add it to my super?

Upcoming capital gains tax changes may make taking dividends in cash a more attractive option for investors with sizable portfolios.

Justin Tomlinson

Editor-in-Chief, Mora Discover

2 sources
I earn $80,000 a year in dividends. Should I reinvest, or add it to my super?

Investors with sizable portfolios are facing important decisions regarding how to best manage their annual returns. For an investor earning a substantial sum, such as $80,000 a year in dividends, the primary dilemma is whether to reinvest those dividends directly back into their portfolio or to add the funds to their superannuation.[1][2]

This financial choice is heavily influenced by the broader tax environment, which is currently undergoing shifts. Specifically, upcoming changes to the capital gains tax are expected to alter the benefits of traditional strategies, potentially making the option of receiving dividends in cash a much more attractive route for these investors.[1][2]

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